Virtual cards are the digital version of standard bank cards. Just like physical cards, they have a card number, expiration date, and CVC code — everything you need to make payments. The main difference is that they don't exist in a physical form and can be issued instantly online. Virtual cards also tend to work better with TikTok Ads.
In this article, we’ll dive into why professional media buyers and ad agencies rely solely on virtual cards for ad payments and explore the advantages of these payment solutions. Read on for an overview of PSTNET virtual cards for TikTok advertising.
Which Cards Are Suitable for TikTok Ads?
When choosing a card for paying for ads on TikTok, there are several factors to keep in mind. These are all tied to TikTok’s policies and are aimed at ensuring transaction security. The main reasons transactions get declined on the platform are due to anti-fraud concerns and insufficient funds on the card.
For TikTok Ads, go for Visa or Mastercard virtual cards with trusted BINs. A BIN (Bank Identification Number) is the first six digits of a card number and contains information about the card type, issuing country, and payment system. TikTok’s system reads this data and decides whether to approve or decline the transaction. A trusted BIN for TikTok is one that indicates the card is issued by a bank in the US, Europe, or the UK and works with Visa or Mastercard, either debit or credit.
Insufficient funds on the card are often due to additional charges that come up during media buying. With unreliable providers, users might find that part of their ad budget goes toward transaction fees, currency conversion, minimum deposits, or card issuance fees. That’s why it’s important to consider all possible fees and choose providers who are transparent about them.
Why PSTNET Is the Best Solution for TikTok Ads
PST.NET is a financial service that offers virtual cards and digital financial products, making it possible to manage large ad campaigns. For TikTok Ads, you can choose from debit or credit virtual cards that meet all the platform’s requirements to minimize the risk of declined payments.
These cards are issued on Visa and Mastercard networks and have more than 25 trusted BINs from US and European banks. PSTNET also offers a free online tool called Pulse BIN Checker. This lets you quickly verify the BIN of any card from a database of over 500,000 BINs. For PSTNET cards, you can see the average spending per card, billing limits, and the approval rate of transactions—useful information to help ensure your card hasn’t been compromised. If a card has a history of declines on TikTok, the system may be more cautious with it compared to a new card.
Another major advantage of PSTNET cards is their fully transparent fees. Not only are the fees clear, but they’re also economical. Users don’t need to pay for transactions, withdrawals, or operations with frozen or blocked cards.
There’s only a fee for card balance replenishment, which depends on the card type and user conditions. This fee starts at 3%.
Technical Features of TikTok Ads Cards:
- Payment Networks: Visa/Mastercard
- Card Types: Debit, Credit
- Fiat Currencies: USD, EUR
- Crypto Support: 18 cryptocurrencies (BTC, USDT TRC20, ERC20, and others)
- Balance Top-Up Options: SWIFT/SEPA, other Visa/Mastercard cards, crypto
- Security: 3D Secure, Two-Factor Authentication
Why TikTok Ads Cards Are Cost-Effective
PSTNET cards allow you to control spending, set limits, and assign tasks within a team. To help users streamline their work, the service offers handy tools in the user dashboard, including real-time transaction monitoring and detailed financial reports for managing ad spend. These features enable budget control and cost reduction.
For digital advertising professionals, PSTNET also has a special program called PST Private, offering the following perks:
- 3% cashback on ad spending
- 3% replenishment fee
- Up to 100 free cards issued monthly
These perks can lead to significant savings and help users stay within card limits. For instance, cashback can return up to $3,000. The cashback amount is credited to the same card used for payment, allowing users to reinvest in the same campaign or convert the funds to USDT for other marketing needs.
Joining the program doesn’t require ad spend verification — just choose a suitable plan on the website. Available packages include Large, Medium, Small, and Extra Small.
Card Issuance Features and Service Support:
- Registration: Sign up via Apple ID, Google, Telegram, WhatsApp, or email
- Time from Registration to Card Issuance: 1 minute
- Card Issuance: Immediately available in the user dashboard
- Verification: Only needed if topping up over $500 or issuing multiple cards
- Telegram Bot: For 3D Secure codes and service update notifications
- User Support: 24/7 via Telegram, WhatsApp, or live chat
PSTNET’s virtual cards for TikTok Ads reduce the chances of declines and improve ad performance. Thanks to trusted BINs and solid technical specs, PSTNET cards have a strong reputation among ad platforms. With zero transaction fees and a beneficial PST Private program offering cashback, users can save money and earn rewards. The real-time transaction monitoring system, expense tracking tools, and multi-card management options make it easy to control spending and optimize business operations. Fast card issuance and 24/7 support allow users to make quick adjustments to marketing plans as needed.
